Lay down roots for your budding family.

As a community bank right here in Southwest Missouri, we understand the local market and will work to get you a home mortgage loan that fits your budget. Guaranty Bank has a variety of home loan options which include:

  • Fixed Rate Mortgages - A mortgage in which the interest rate and payments remain the same for the life of the loan.
  • Adjustable Rate Mortgages - A mortgage with an interest rate that is adjusted periodically according to a pre-selected index.
  • Jumbo and Super-Jumbo Mortgages - Available with fixed or adjustable rates.

Due to current market volatility, please contact one of our loan officers for the most current rate quote, or call our Home Loan Center at 417.893.3634.

We understand that buying a house is likely the largest financial commitment you'll ever make. Whether it's your first home or your dream home, we're here to help every step of the way.
Mortgage Rates
Program Interest Rate APR * Lock
Conventional 30-Year Fixed 6.500% 6.541% 30 days
Conventional 15-Year Fixed 5.750% 5.816% 30 days
FHA 30-Year Fixed 6.625% 7.693% 30 days
VA 30-Year Fixed 6.750% 7.002% 30 days
USDA 30-Year Fixed 6.875% 7.475% 30 days
Jumbo 30-Year 6.000% 6.012% 30 days
Jumbo 15-Year 5.625% 5.645% 30 days

Getting Started

When applying for a home loan, you can speed the application and approval process by bringing along the following information:

  • Current drivers license
  • Your past two pay stubs
  • W-2 forms for the past two years
  • Two years tax returns with all schedules
  • Bank statements for the past two months
  • Statements regarding stocks, bonds, 401(k)s, mutual funds, etc.
  • Homeowners Insurance - Agents name phone number

Additional documentation may be required depending on your loan request.

  • Competitive rates available for purchasing or refinancing
  • Wide range of options and terms: 
    • Conventional
    • FHA
    • VA
    • USDA Rural Development Loans
    • Construction Loans
    • JUMBO Loans
  • Fixed and adjustable rate options
  • Local decision-making
  • Free pre-qualification to increase buying power
  • On-time closings
  • In-house & onsite underwriting
  • Personalized service every step of the way

Find more information including rates and an easy application process at the new Guaranty Bank Mortgage Center.

Springfield, Nixa, and Ozark

2006 S. Glenstone Ave., Springfield, MO 65804

Courtney Carter 2022 Square
Courtney Carter
Assistant Vice President Residential Lender
NMLS 2269118
South Glenstone
Jeremy Thomas 2022 Square
Jeremy Thomas
Assistant Vice President Residential Lender
NMLS 1194861
South Glenstone
Sarah Hassan 2022 Square
Sarah Hassan
Assistant Vice President Residential Lender
NMLS 2366701
South Glenstone
Steve Mayfield 2021 Ii Square
Steve Mayfield
Vice President Residential Lender
NMLS 527502
South Glenstone
Wendy Mccurdy 2022 Square
Wendy McCurdy
Vice President Residential Lender
NMLS 559008
South Glenstone
Tyler Stalker 2021 Square
Tyler Stalker
Senior Vice President Residential Lending Manager
NMLS 712476
South Glenstone

Joplin, Carthage and Neosho

3016 McClelland Blvd., Joplin, MO 64804

312 W. Central Avenue, Carthage, MO 64836

Drew Bridges 2022 Square
Drew Bridges
Assistant Vice President Residential Lender
NMLS 2229090


1100 Spur Drive, Suite 15, Marshfield, MO 65706

Natalie Crawford 2022 Square
Natalie Crawford
Vice President Residential Lender
NMLS 628343

* APR is Annual Percentage Rate. Rates are subject to change without notice and last updated on 11/18/22.

All loans and lines of credit are subject to credit approval and program guideline requirements. Interest rates are subject to change at any time without notification. All interest rates are based on a $250,000 loan for a primary residence purchase, a 30 day lock period, a credit score of 740+, with escrow required and a loan to value (LTV*) of 80%, with the exception of the USDA, FHA and VA loan products which may have different credit score and loan to value requirements. All rates are dependent on individual loan amounts and credit scores. Monthly payment amounts do not include hazard insurance, property taxes or private mortgage insurance premiums. The actual payment obligation will be greater. Other terms and conditions may apply. Jumbo loans start at $647,201+